Hillcrest real estate, Mission Hills real estate and San Diego real estate and homes for sale in California - Bobby Stefano, REALTOR® Bobby Stefano REALTOR(r) for Hillcrest, Mission Hills and San Diego, California real estate - NUMBER1EXPERT™ Bobby Stefano NUMBER1EXPERT(tm) for Hillcrest, Mission Hills and San Diego, California real estate
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Bobby Stefano, REALTORŪ, real estate agent and broker for Hillcrest, Mission Hills and San Diego California home listings, property and land for sale - NUMBER1EXPERT(tm)
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Why Buyers Choose Me: Hillcrest, Mission Hills and San Diego California home buying, real estate listings, and homes for sale in San Diego                      County, CA
Welcome > For Buyers > Why Buyers Choose Me ...


Buying a Home Requires Many Difficult Decisions. Make Sure Your Realtor is a Top Local Expert.
 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As a top San Diego, Mission Hills and Hillcrest area Realtor, here is how I will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available on the San Diego, Mission Hills and Hillcrest market, even listings not yet on the MLS, through my professional California real estate affiliations. 

- My expert local knowledge of the San Diego, Mission Hills and Hillcrest area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. San Diego, Mission Hills and Hillcrest is no different! It's my job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? I help home buyers make decisions like this every day, and I'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. I will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and I will view every home that you are interested in, together. And prior to closing I will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. I will give you the full benefit of my real estate knowledge and experience. 

Let me represent your best interests in your search for a new home in the San Diego, Mission Hills and Hillcrest area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! 

Call or email me for help, or to have your questions answered. There are no dumb questions! Fill out this form and I'll get right back to you...
 

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Real Estate Tips
Tax Considerations >Tax Reform

Owning a home still offers significant tax benefits. If you are renting, it may be a good time to sit down with a professional real estate agent to see how much you can save each year by owning your own home.

You save in two ways when you purchase a home. Even though most interest deductions have been phased out, home mortgage interest and state and local property taxes can be deducted. The interest on a home equity loan may also be deductible.

Your real estate agent can show you how these savings will apply in your situation. You may be pleasantly surprised when you compare the tax savings you will receive as a result of owning your home, and you will build up equity as your home appreciates in value! Also, first-time buyers will see expanded rules for Individual Retirement Accounts (IRA) and 401(k) plans, allowing penalty-free withdrawals to purchase a home in the Taxpayer Relief Act passed in August, 1997. Consult your tax advisor for your particular circumstance.

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Real Estate Trivia
Q 
What is considered one of the few remaining tax shelters in the 1990s?

A 
Homeownership--property taxes on a residence or vacation home are deductible up to $1 million.
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Bobby Stefano, REALTORŪ, real estate agent and broker for Hillcrest, Mission Hills and San Diego California home listings, property and land for sale - NUMBER1EXPERT(tm)

Bobby Stefano
Ascent Real Estate

410 Kalmia St
San Diego, CA. 92101
Direct: 619-299-9200
Mobile: 619-459-5900
Fax: 619-325-0750
Email: bstefano1@cs.com

Bobby Stefano is a top producer in the Metro and coastal area of San Diego. Chairmans Circle Award Winning Agent for the past five years running!Top 5% of agents in The U.S.A!!

REALTORMLSEqual HousingSRES


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