Hillcrest real estate, Mission Hills real estate and San Diego real estate and homes for sale in California - Bobby Stefano, REALTOR® Bobby Stefano REALTOR(r) for Hillcrest, Mission Hills and San Diego, California real estate - NUMBER1EXPERT™ Bobby Stefano NUMBER1EXPERT(tm) for Hillcrest, Mission Hills and San Diego, California real estate
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Bobby Stefano, REALTORŪ, real estate agent and broker for Hillcrest, Mission Hills and San Diego California home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 619-325-4111.

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Property Valuation: Hillcrest, Mission Hills and San Diego California home buying, real estate listings, and homes for sale in San Diego                      County, CA
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Buyers Want Your Home for As Little As Possible. Quickly Find Out What It's Really Worth, by Email, for Free.
 

Are you thinking of selling your San Diego, Mission Hills and Hillcrest home? You should know exactly what it's worth before making such an important decision. 

Let me do a quick "Comparative Market Analysis" for you, for free, and with no obligation. Also known as a CMA, this analysis compares your home to others that are currently on the market and to those that have recently sold. 

As a top Realtor, I determine the value of San Diego, Mission Hills and Hillcrest, California area homes daily. Using the information you provide below, I can perform a quick market analysis, and give you a free estimate of what your home is worth in today's market. 

Remember, market conditions can be different, even one San Diego, Mission Hills and Hillcrest neighborhood to the next. I know how to take all these factors into account when determining the true market value of your home. 

This service is completely free and without obligation. There are absolutely no strings attached. Why? I want the chance to show you my expertise as a top San Diego, Mission Hills and Hillcrest real estate agent. 

Please provide me with some basic information on your home. I'll get back to you quickly...
 

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Real Estate Tips
Financing Your Home >Watch Your ARMs Length

Most buyers know that first-year interest on Adjustable Rate Mortgages (ARMs) is typically lower than the interest on available fixed-rate mortgages. This makes ARMs easier to qualify for, but also requires that borrowers have some understanding about how such loans work, because there are significant details associated with the low first-year rate.

First, check to see how long the low rates offered on the ARM are guaranteed. After that period of time, the rates can go up two points a year to a typical rate cap of six points over the life of the loan. Lenders will usually require borrowers to qualify for a mortgage loan that is several percentage points above the actual initial rate charged on the ARM. This is intended to keep borrowers from becoming overburdened by debt. Some lenders may charge special fees or caps which can increase the cost of the loan. If you think that an ARM may work for you, it is a good idea to shop around.

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Real Estate Trivia
Q 
What Newport, Rhode Island mansion was built as a birthday present and incorporates 500,000 cubic feet of white marble?

A 
The Vanderbilt Marble House was constructed by railroad baron William K. Vanderbilt for his wife Alva, who later divorced him, remarried and moved into a mansion down the street.
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Bobby Stefano, REALTORŪ, real estate agent and broker for Hillcrest, Mission Hills and San Diego California home listings, property and land for sale - NUMBER1EXPERT(tm)

Bobby Stefano
Ascent Real Estate

410 Kalmia St
San Diego, CA. 92101
Direct: 619-299-9200
Mobile: 619-459-5900
Fax: 619-325-0750
Email: bstefano1@cs.com

Bobby Stefano is a top producer in the Metro and coastal area of San Diego. Chairmans Circle Award Winning Agent for the past five years running!Top 5% of agents in The U.S.A!! D.R.E. # 01310669

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