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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 619-325-4111.
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Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!
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" A pleasure to work with."
"He is not only knowledgable in the area of real estate, but honest, straightforward, hardworking and a pleasure to work with."
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Bobby Stefano is one of The Top
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San Diego, Mission Hills and Hillcrest Photo Gallery
Request my Free San Diego, Mission Hills and Hillcrest Relocation Package. It's packed full of useful and important information about the San Diego, Mission Hills and Hillcrest, California area. Don't move here without it! Remember: I'll send it to you for free and without obligation. Just fill out the form and I will send it right out...
Financing Your Home >Convertible ARMs
Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.
Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.
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| Q |
Where is the world's oldest hotel?
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| A |
The Hotel Ryokan in the village of Awazu, Japan dates back to AD 717, when an inn was built near a hot spring reported to have miraculous healing properties. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERT™ 
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